Places That Accept Mastercard
- What Places Don't Accept Mastercard
- Places That Accept Mastercard Debit
- What Countries Accept Mastercard
- Places That Only Accept Mastercard
- Places That Accept Mastercard Gift Cards
- Where Is Mastercard Not Accepted
99% of places that take credit cards nationwide accept Discover. 1 If you’re shopping in person, you can look for a sticker on the door or checkout area with the Discover acceptance mark. Even if that sticker is missing, you can always ask to try your Discover Card first. And if you find a merchant that doesn’t accept Discover, you can call our customer service team and we’ll work to add. MasterCard Prepaid Management Services Australia Pty Ltd (ABN 47 145452 044, AFSL 386 837) arranges for the issue of the Multi-currency Cash Passport™ (“Cash Passport”) and Cash Passport™ Platinum Mastercard® (“Cash PassportPlatinum”) in conjunction with the issuer, Heritage Bank Limited (ABN 32 087 652 024, AFSL 240 984). StudyAssist Information for students about government assistance for financing tertiary study. Stores like Walmart, Walgreens, 1-800 Contacts, Discount Contact Lenses and Lens Direct are also great places to compare prices, just to make sure you’re getting the best deal and not missing any promotions.
So you’ve received a virtual credit card, either as a gift or as a cashback reward, or maybe as payment for completing surveys. That’s great, but how do you use it all up when you’ve got an odd amount on there, or a tiny amount left over?
Here’s what we do.
What is a virtual Mastercard / virtual Visa card / virtual American Express card, anyway?
A virtual card is exactly what it sounds like – a payment card issued by a major payment processing company like Mastercard, American Express or Visa. The have the same features, such as the long card number, expiration date and CVV number.
What they don’t have, of course, is a physical card that you can put into a card machine.
You might get a virtual card from completing surveys, or, as I have, from getting my TopCashback payments made that way.
The good thing about virtual cards…
They’re actual, real money! Getting a virtual Visa or Mastercard is the same as getting real money that you can spend anywhere.
You’re not tied in to shopping at any particular store, as you would be with a store gift card.
The problem with virtual cards…
Without a plastic card to wield, you can’t just turn up at the shops and start spending. That means you’re restricted to shopping online.
Besides that, you may have an odd amount on your card, and it might be less than the item you want to buy – what then? Online merchants won’t let you split transactions like you can often do in shops.
What Places Don't Accept Mastercard
Or what if you’re left with a few pence after making a purchase online – is that lost for good?
Sending money via PayPal from one of these cards incurs a charge, so that’s no good for saving money. Does that mean it’s a lost cause? Of course not!
Here’s how I’ve made the most out of virtual payment cards myself.
Tips to use up virtual payment cards:
1: Use them to pay your utility bills and council tax
Places That Accept Mastercard Debit
You can usually pay down a small, odd amount on your utility bills and council tax online using a credit or debit card, even if you have a direct debit in place!
Our water bill is paid by direct debit, for example, but I am still able to make payments with a card to chip away at it. The annual amount due will be adjusted to take my card payments into account.
Our council tax doesn’t give us any financial incentive for paying by direct debit, so we use a card for that. We can make tiny top-up payments with any virtual cards we get and round out the rest on our regular card.
By using the virtual cards in this way, nothing is wasted and it all goes to essential services. The money on the card spares you using the money in your bank account, so it’s as good as trading it in for cash.
2: Use them to top up your Amazon gift card balance
This may split opinions, but if you already shop at Amazon regularly, or if you know that you have planned purchases coming up, you can use your virtual card to top up your Amazon gift card balance.
The great thing about this is that you can accumulate several tiny amounts (that you might have struggled to use in a single transaction) into one big pot, with no fees.
One problem with this is that you may have a £1 authorisation charge made on your card (think of it as a test made by Amazon) and if you’re, say, trying to buy a £5 book with a £5 card, you may find yourself short of funds and unable to use your entire balance anywhere until the transactions are refunded.
What Countries Accept Mastercard
3: Use them to buy other gift cards
It may seem as though you’re going around in circles, but consider this: while you may not be able to use a virtual card in a store, many stores accept their own virtual gift cards.
Primark, for example, allows you to send an e-gift card for an odd amount. Let’s say, you’ve got £5.51 on a virtual card and you send an e-gift card for that amount. Once your friend is in store, they want to buy a top for £10, so they can use up the £5.51 on the Primark e-gift card and pay the additional £4.49 in cash.
Look out for e-gift card retailers that don’t charge fees, though. It’s because of the fees that buying physical gift cards doesn’t make much financial sense. However, if that’s what you want, and are happy to absorb the fees, you can also buy physical gift cards.
Places That Only Accept Mastercard
Over to you…
Hopefully this gave you some helpful ideas on how to use up all of the cash on your virtual payment card! Leave your own ideas in the comments below.
| Retail Store | Card |
|---|---|
| Ariens Co. | Ariens Co. “Get The Gear” Credit Card |
| Art Van | Art Van Signature Card |
| Ashley Furniture Home Store | Ashley Advantage™ Credit Card |
| Athleta | Athleta Card Athleta Visa® Card |
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Beside this, where can I use the Synchrony Home Credit Card?
The Synchrony HOME Credit Card is accepted at over a million locations nationwide and home related stores online. To find physical store locations near you that accept the card visit our store locator.
Places That Accept Mastercard Gift Cards
Likewise, what is a synchrony Home Credit Card? With the Synchrony HOME™ Credit Card, it's easy to help make your home the ultimate destination.* APPLY NOW. *Subject to credit approval. 1. Net card purchases (purchases minus returns and adjustments) less than $299 made with the Synchrony HOME Credit Card will earn 2% cash back rewards paid as a statement credit.
Where Is Mastercard Not Accepted
Herein, can I use my synchrony home card at Lowes?
Rewards rateFor instance, the Lowe's Advantage Card — also issued by Synchrony — offers a 5% discount on every eligible Lowe's purchase. And unlike the Synchrony HOME Credit Card, these kinds of general rewards cards can be used anywhere. You're not limited to a list of eligible retailers.
Does Ashley Furniture take synchrony home card?
Style your home now, pay over time.The Ashley Advantage™ Credit Card offers style and value with convenient payments. Available on qualifying purchases with your Ashley Advantage™ Synchrony Bank credit card.